£9,000 Compensation Secured for Mum Injured in Multi-Vehicle Collision on McKinstry Road, Dunmurry

At Keenan Solicitors, we recently secured a £9,000 settlement for a client who was rear-ended in a multi-vehicle collision while stationary at a red light on McKinstry Road, Dunmurry.

The accident caused neck and back injuries, as well as psychological trauma, and despite initial delays by the insurer, our proactive legal strategy ensured a swift and successful outcome.

What Happened?

Our client was stationary at a red light on McKinstry Road with her children in the car when:

• She heard a loud bang, followed by a violent jolt from the rear.
• A vehicle had collided with the car behind her, which in turn was shunted into her own vehicle.
• The PSNI attended the scene and recorded full details from all parties involved.

Understandably shaken and injured, she turned to Keenan Solicitors, having been recommended by a family member we had previously assisted.

The Case:

1. Establishing Liability

• We quickly identified the at-fault driver who had initiated the chain collision.
• A letter of claim was sent to their insurance company.
• We secured a swift admission of liability, allowing medical evidence gathering to begin without delay.

2. Medical Assessments

We obtained all relevant:

• A&E records
• GP records

Our medical expert, a Consultant in A&E Medicine, diagnosed:

• Minor neck strain
• Persistent backache, expected to recover in 6–9 months
• Noted that a previous 2022 accident had fully resolved, and the current symptoms were new and directly related to this incident

In addition, our client experienced anxiety about driving and road travel.

To properly assess this, we:

• Arranged an appointment with a Consultant Psychiatrist
• A detailed report confirmed a diagnosis of adjustment disorder, lasting 3 months, related to the trauma of the collision

3. Legal Action & Resolution

• Once medical evidence was complete, we offered the at-fault insurer a chance to negotiate
• They delayed unreasonably, prompting us to issue County Court proceedings
• After proceedings were issued, we engaged in settlement discussions
• We successfully negotiated a £9,000 settlement, avoiding the need for a court hearing

The Outcome:

• £9,000 compensation secured for physical and psychological injuries
• Chain-collision liability clearly established
• Case resolved swiftly despite insurer delays
• Client highly satisfied with the result and professionalism shown

Involved in a Chain Collision? Let Our Team Help You.

If you’ve been involved in a rear-end or multi-vehicle accident, our expert team can help you get the compensation you deserve—without the stress of unnecessary delays.